PIP Lawyers in Miami, FL
What Is Personal Injury Protection (PIP) Insurance?
Also called Florida No-Fault Insurance, Personal Injury Protection (PIP) insurance covers you regardless of fault — meaning whether or not you caused the crash — up to the limits of your policy. PIP coverage may also extend to:
- Your children and members of your household
- Certain passengers who do not carry their own PIP insurance and do not own a vehicle
- Certain licensed drivers who operate your vehicle with your permission, under limited circumstances
Passengers riding in your vehicle who carry their own PIP will receive coverage under their own policy. PIP coverage also protects you when you are injured as a pedestrian or bicyclist in a crash involving a motor vehicle, or when you are riding in someone else's vehicle.
Florida PIP Requirements
The Florida Motor Vehicle No-Fault Law requires all owners and registrants of a motor vehicle with four or more wheels to carry a minimum of $10,000 in Personal Injury Protection (PIP) and $10,000 in Property Damage Liability (PDL) coverage. Florida law requires that PIP and PDL insurance be maintained continuously throughout the licensing and registration period.
How Berger Hicks Can Help
Berger Hicks represents medical providers — including physicians, chiropractors, diagnostic facilities, surgeons, and physical therapists — in actions against insurance companies when their bills are wrongfully denied or improperly reduced. Zachary Hicks and Martin Berger have collected millions of dollars in wrongfully denied PIP benefits on behalf of their clients.
If your insurance has wrongfully denied or reduced your bills as a result of an accident, contact Zachary Hicks at zhicks@bergerhicks.com.
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