Umm, Do I Need UM?
One of the most frequent questions we get asked is what is Uninsured Motorist (UM) Coverage and do I need to buy it. The answer is yes, you need it. If you are injured in a motor vehicle accident that is not your fault, and the at-fault driver either has no insurance or very little insurance to cover you for your injuries, your UM coverage steps in and pays for your injuries. Living in Miami, where well over half of the drivers do not carry Bodily Injury coverage, UM coverage is oftentimes the only way to be compensated for your injuries. If you have any questions about automobile insurance coverage, please do not hesitate to call the attorneys at Berger & Hicks, P.A., at 305-670-7050.